Frequently Asked Questions

Buying & selling on the Northshore — answered.

Buying or selling comes with a lot of questions. Here are the ones I hear most often as a Mandeville & St. Tammany Realtor, with clear answers to help guide your next step.

Questions home buyers ask

How do I start the home-buying process?

The best first step is a short conversation about your goals, budget, and timing. From there, we’ll connect you with a trusted local lender for pre-approval and start narrowing down neighborhoods and homes. Start here: Buy a Home

How much do I need for a down payment?

Many buyers assume they need 20%, but most purchase with 3–5% down, and some loan programs allow as little as 0%. A local lender can help determine your best option.

How do I choose the right St. Tammany neighborhood?

Mandeville, Madisonville, Covington, and Abita Springs all offer top-rated schools and a range of settings. The right area depends on what matters most to you — schools, commute, lot size, budget, and lifestyle. I can help you weigh those and focus on the best-fit communities. Explore communities

How competitive is the market right now?

St. Tammany Parish remains a strong-demand area, and well-priced homes often move quickly. I’ll help you understand realistic timelines for your price range and chosen neighborhoods.

Do you work with first-time buyers?

Yes — I enjoy helping first-time buyers. I walk you through pre-approval, home tours, writing an offer, inspections, and closing, step by step, with zero pressure.

Can you help me evaluate renovation costs or potential?

Absolutely — this is one of my biggest strengths. With hands-on experience in renovation, staging, and design, plus a contractor in the family, I help buyers understand the real condition and real potential of any home:

  Whether updates are cosmetic or costly
  Which improvements actually raise resale value
  What to watch for in older homes
  When to negotiate repairs or credits
  Which upgrades are worth doing before moving in

Questions home sellers ask

How do I know what my home is worth?

Online estimates can be off by tens of thousands. I create a custom home value report using actual local sales, neighborhood demand, condition, school zones, and current market trends. Get your valuation

How long does it take to sell?

Most well-priced homes sell within a few weeks, depending on location and condition. Higher-demand areas like Mandeville, Covington, and Madisonville often move faster.

Do I need to stage my home?

Staging helps buyers picture themselves in the space, which tends to lead to stronger offers. I provide staging and design guidance to make sure your home photographs beautifully and shows well.

What should I fix before listing?

Not every repair is worth doing. I help you prioritize high-impact updates and the repairs buyers expect, while skipping the ones that won’t pay off — so you maximize your sale price without overspending.

How much does it cost to sell a home?

Typical seller costs include the Realtor commission, title and closing fees, and any optional repairs or staging. You’ll get a clear breakdown before listing, so there are no surprises.

Should I buy or sell first?

It depends on your financial comfort, loan approval, and timing. There are options — bridge loans, extended closings, lease-back agreements, and contingent offers — and we’ll talk through what fits your situation best.

Working with Alyce

What makes you different from other Realtors?

A combination most agents don’t have:

  30+ years of life in Mandeville
  Deep knowledge of St. Tammany schools and neighborhoods
  Hands-on experience with renovations, staging, and design
  20+ years as a real estate investor before licensing
  A personal, no-pressure approach

Do you work with investors?

Yes. From my own years investing, I understand the numbers, renovation costs, resale value, and strategy behind investment properties — whether it’s a rental or a flip, I can help you evaluate the opportunity.

Do you have local contractor or lender recommendations?

Yes — after 30+ years here, I know who delivers quality and consistency, and I’m glad to recommend trusted local:

  Lenders, inspectors, and insurance agents
  Contractors and handyman professionals
  Stagers and designers

General real estate questions

What’s the best time of year to buy or sell?

Spring and early summer see the most activity, but St. Tammany Parish stays strong year-round — low inventory means good homes sell well in every season.

How do property taxes work here?

St. Tammany taxes are comparatively low, and many homeowners qualify for a homestead exemption that reduces the bill. I can help you estimate taxes for any home.

Do I need flood insurance?

Some areas require it and some don’t — and it can vary block to block. I’ll help you determine flood-zone details for any property and estimate insurance costs before you commit.

Still have questions?

Buying, selling, investing, or just exploring — I’m always happy to help. No pressure, no obligation.

Contact Alyce Get Your Home Value

⌂ Equal Housing Opportunity. Alyce Cartier, Realtor® — licensed in Louisiana, Barden Realty, LLC. All information deemed reliable but not guaranteed and should be independently verified. This is not intended to solicit property already listed.